by Ridgemark Insurance | Aug 26, 2025 | Uncategorized
Although not required by OSHA, some employers have shown that one of the best ways to positively motivate employees is through a safety incentive program that rewards safe behavior and participation in workplace safety efforts. These programs need not be complicated,...
by Ridgemark Insurance | Aug 18, 2025 | Uncategorized
President Trump’s sweeping return to tariff-heavy trade policies in 2025 is sending ripples across the economy, including the cost of property insurance claims. The latest round of tariffs, which include steep duties on imported construction materials and auto parts,...
by Ridgemark Insurance | Aug 11, 2025 | Uncategorized
As wildfire seasons grow longer and more intense due to rising temperatures, utilities in high-risk areas are increasingly using public safety power shutoffs to prevent fires sparked by electrical equipment, one of the leading causes of wildfires. These proactive...
by Ridgemark Insurance | Aug 6, 2025 | Uncategorized
California Insurance Commissioner Ricardo Lara has ordered an 8.7% average advisory pure premium rate hike for policies incepting on or after Sept. 1, 2025. The rate follows a substantial uptick in claims and claims adjustment costs over the past four years, resulting...
by Ridgemark Insurance | Jul 28, 2025 | Uncategorized
For companies that rely on fleets of vehicles to deliver goods, transport equipment or provide services, distracted driving is a risk that can pose an existential threat to the company. Collisions resulting from inattentive driving can lead to serious injuries, costly...
by Ridgemark Insurance | Jul 22, 2025 | Uncategorized
The Occupational Safety and Health Administration has overhauled its Site-Specific Targeting (SST) inspection program, marking a major shift in how the agency identifies and prioritizes workplaces for inspection. Effective May 20, 2025, the new guidance applies to...
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