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Ridgemark Insurance Services
Tips for Safeguarding Your Baby Boomer Construction Workers
The average age of a construction worker is now in the 40s. Baby boomers — people born between 1946 and 1964 — represent 40% of the construction industry workforce, according to the Center for Construction Research and Training. The nature of construction work...
Your Cheat Sheet for International Roadcheck
The 2024 International Roadcheck — a high-visibility, high-volume inspection and enforcement effort conducted by the Commercial Vehicle Safety Alliance — is slated for May 14-16. During this annual three-day event, CVSA-certified inspectors fan out across the United...
Cal/OSHA Publishes Model Workplace Violence Prevention Plan for New Law
Cal/OSHA has published a model plan to help California employers comply with a new law requiring that they have in place a workplace violence plan. The model is designed to provide structure for employers to create their own plans. Businesses have the option to use...
New Regulations Aimed at ‘Fixing’ California’s Property Insurance Market Crisis
With the California commercial property and homeowner's insurance markets increasingly stressed with fewer and fewer insurers willing to write policies in the Golden State, the insurance commissioner has floated a plan aimed at easing the crisis. The main thrust of...
Deepfake Technology Used to Fool Employees into Transferring Funds to Criminals
The newest cyber and financial fraud threat facing businesses is deepfake technology, which criminals are using to extract money from unsuspecting accounts payable personnel. A finance worker at a multinational company in Hong Kong was duped into transferring $25...
Is Your Business Doing Enough to Prevent Workplace Violence?
Violence in the workplace is a growing problem for which many U.S. employers are unprepared. Business owners may believe that their workforces are like families and that a violent outburst could never happen at work. They may also think that they have adequate...
Opioid Overdose Meds May Be Coming to Your First Aid Kit
Efforts are afoot to create new laws and regulations that would require California employers to include the opioid overdose medication Narcan in their first aid kits. The National Safety Council (NSC) recently asked the Cal/OSHA Standards Board to create new...
Changes Coming to Electronics, Dual-Wage Class Codes
The Workers' Compensation Insurance Rating Bureau of California will recommend changes to class codes for some electronics manufacturing sectors, as well as increases to the wage thresholds for construction industry dual classifications. The move comes after the...
Vacant Office Buildings May Have Insurance Problems
The trend toward employees working remotely that began during the COVID-19 pandemic has proven popular, and many employers have been able to shrink their office costs by leasing smaller spaces. However, these changes have resulted in increased commercial building...
Four High Deductible Health Plan Mistakes to Avoid
With more than half of all private sector employees enrolled in high-deductible health plans, it's important that employers have in place certain protocols to ensure that they are a success. As health insurance costs have risen, more employers have started offering...