by Ridgemark Insurance | May 26, 2026 | Uncategorized
Lenders are tightening commercial insurance requirements for borrowers to ensure that they are adequately covered as property, liability and business interruption claims costs rise across the board. With lenders tightening their standards, commercial property buyers...
by Ridgemark Insurance | May 19, 2026 | Uncategorized
With wage and hour litigation increasing in California, employers need to be especially careful of employees who eat lunch at their desks and work while eating. While it’s not an issue for exempt employees, it is for hourly workers, who should be required to take...
by Ridgemark Insurance | May 12, 2026 | Uncategorized
As we get closer to another scorching California summer, Cal/OSHA is reminding employers with outdoor workers to take precautions to protect them against heat illness. California employers need to be especially mindful as Cal/OSHA has workplace safety regulations...
by Ridgemark Insurance | May 5, 2026 | Uncategorized
California’s workers’ compensation rate-making agency has recommended that average benchmark “pure premium” rates increase by 10.4% for policies incepting on or after Sept. 1, 2026. The Workers’ Compensation Insurance Rating Bureau cited an increase in cumulative...
by Ridgemark Insurance | Apr 28, 2026 | Uncategorized
One of the most important workplace safety tools you can implement is reporting near misses and correcting the factors that lead to them. A near miss is an event that could have led to a workplace injury, illness or death. While you are not required to report near...
by Ridgemark Insurance | Apr 21, 2026 | Uncategorized
While tools used in construction, agriculture, manufacturing and other industries make workers’ lives easier, they can also pose a danger of injury or death if used incorrectly or if they malfunction, to the worker using the tool, co-workers and the public. Injured...
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