by Ridgemark Insurance | Aug 11, 2025 | Uncategorized
As wildfire seasons grow longer and more intense due to rising temperatures, utilities in high-risk areas are increasingly using public safety power shutoffs to prevent fires sparked by electrical equipment, one of the leading causes of wildfires. These proactive...
by Ridgemark Insurance | Aug 6, 2025 | Uncategorized
California Insurance Commissioner Ricardo Lara has ordered an 8.7% average advisory pure premium rate hike for policies incepting on or after Sept. 1, 2025. The rate follows a substantial uptick in claims and claims adjustment costs over the past four years, resulting...
by Ridgemark Insurance | Jul 28, 2025 | Uncategorized
For companies that rely on fleets of vehicles to deliver goods, transport equipment or provide services, distracted driving is a risk that can pose an existential threat to the company. Collisions resulting from inattentive driving can lead to serious injuries, costly...
by Ridgemark Insurance | Jul 22, 2025 | Uncategorized
The Occupational Safety and Health Administration has overhauled its Site-Specific Targeting (SST) inspection program, marking a major shift in how the agency identifies and prioritizes workplaces for inspection. Effective May 20, 2025, the new guidance applies to...
by Ridgemark Insurance | Jul 14, 2025 | Uncategorized
Rapidly rising commercial building construction costs could result in your facility being underinsured if you suffer a major loss and haven’t increased your insurance policy replacement cost limits lately. Your policy has a maximum amount it will pay to rebuild your...
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