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Workplace Incivility, Violence Costing Businesses Billions

Workplace Incivility, Violence Costing Businesses Billions

by Ridgemark Insurance | Oct 28, 2025 | Uncategorized

American workplaces are facing a growing civility crisis that is costing companies dearly. According to new research from the Society for Human Resource Management (SHRM), rudeness and discourteous behavior are costing U.S. businesses an estimated $2.1 billion every...
Liability, Large Court Verdicts Drive Commercial Auto Insurance Price Surge     

Liability, Large Court Verdicts Drive Commercial Auto Insurance Price Surge     

by Ridgemark Insurance | Oct 21, 2025 | Uncategorized

Commercial auto insurance companies continue to post steep losses for liabilities like third-party injuries and property damage, which is driving continued rate hikes for businesses, particularly fleet operators, according to a new report from A.M. Best. The line...
Seven Steps to a Successful Open Enrollment

Seven Steps to a Successful Open Enrollment

by Ridgemark Insurance | Oct 14, 2025 | Uncategorized

If you view annual open enrollment as a simple box-checking exercise, you’re likely missing out on helping your staff get the most out of the benefits you provide. Instead, if you approach open enrollment as a chance to strengthen employee engagement, control costs...
New Rules May Coax More Insurers Back into California Market

New Rules May Coax More Insurers Back into California Market

by Ridgemark Insurance | Oct 7, 2025 | Uncategorized

In an effort to bring more insurers back into California’s homeowner’s and commercial property insurance market, the state Department of Insurance (DOI) has approved a system that will allow insurers to use forward-looking wildfire risk models to price policies in...
The Five Most Common Types of Employee Fraud, Theft

The Five Most Common Types of Employee Fraud, Theft

by Ridgemark Insurance | Sep 30, 2025 | Uncategorized

At some point, the odds are that a company will be affected by some form of employee theft or outright fraud. Fraud can severely crimp a company’s finances and put the firm in a serious bind if the theft is large enough. With technology, fraud has in some ways become...
Construction Defect Litigation on the Rise

Construction Defect Litigation on the Rise

by Ridgemark Insurance | Sep 23, 2025 | Uncategorized

Construction defect lawsuits, a constant presence in the building industry, are on the rise, and legal observers expect the trend to continue over the next few years. There are several factors driving the increase, including a continuing construction industry labor...
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