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OSHA Finalizes Rule Requiring Construction PPE to “Properly Fit’ All Workers

OSHA Finalizes Rule Requiring Construction PPE to “Properly Fit’ All Workers

by Ridgemark Insurance | Apr 14, 2025 | Uncategorized

Fed-OSHA has finalized a new regulation that requires personal protective equipment for construction workers to be properly fitting.  The lack of access to properly fitting PPE for smaller-framed construction workers — especially women — has been a perennial problem,...
FAIR Plan More Than Doubles Its Commercial Property Coverage Limits

FAIR Plan More Than Doubles Its Commercial Property Coverage Limits

by Ridgemark Insurance | Apr 7, 2025 | Uncategorized

With more and more California businesses being forced to go to the California FAIR Plan for their coverage, the market of last resort has moved to increase its commercial property coverage limits significantly. This should bring a semblance of relief to companies...
Treasury Dept Suspends Beneficial Ownership Reporting Rule

Treasury Dept Suspends Beneficial Ownership Reporting Rule

by Ridgemark Insurance | Apr 1, 2025 | Uncategorized

The U.S. Treasury Department has announced that it will not enforce a law requiring most businesses with fewer than 20 employees and less than $5 million in annual revenue to report ownership and control information to the federal government every year. The Corporate...
Addressing Farm Vehicle Risks Amid Labor Shortages

Addressing Farm Vehicle Risks Amid Labor Shortages

by Ridgemark Insurance | Mar 25, 2025 | Uncategorized

Farm operators rely on experienced workers to handle grain trucks, tanker trucks, worker transport buses and vital machinery like combines, pesticide sprayers and planters. But an ongoing labor shortage is increasing risks, as less-experienced workers are stepping...
Businesses Struggle with Risk Protection Gaps

Businesses Struggle with Risk Protection Gaps

by Ridgemark Insurance | Mar 17, 2025 | Uncategorized

Nearly half of middle-market businesses feel unprepared for key threats despite implementing various risk management strategies, according to Nationwide Insurance’s latest “Agency Forward” survey. The survey found that while 90% of businesses have formal risk...
Property Insurance Won’t Cover Mudslides, Landslides

Property Insurance Won’t Cover Mudslides, Landslides

by Ridgemark Insurance | Mar 11, 2025 | Uncategorized

Businesses and homes located in areas that have been hit by wildfires have another risk they face after the fires subside: flooding, landslides, debris and mudflows. And these events are not covered by a standard business property or homeowner’s insurance policy....
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