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Business Growth Can Lead to Increased Risk

Business Growth Can Lead to Increased Risk

by Ridgemark Insurance | Jun 23, 2025 | Uncategorized

Growing companies often overlook the importance of properly managing their risk. Increased activity can result in additional losses. For example, more trucks driving more miles may result in more accidents. However, other kinds of risk can increase more than the jump...
Managing Higher Commercial Property Insurance Deductibles

Managing Higher Commercial Property Insurance Deductibles

by Ridgemark Insurance | Jun 17, 2025 | Uncategorized

As commercial property insurance rates have climbed steadily in the last five years, insurers have been increasing deductibles, sometimes for all risks, but sometimes for specific perils, such as hail. Often, business owners fail to notice these increased deductibles...
DOL Won’t Enforce Biden-Era Independent Contractor Rule

DOL Won’t Enforce Biden-Era Independent Contractor Rule

by Ridgemark Insurance | Jun 10, 2025 | Uncategorized

The Department of Labor on May 1, 2025, announced it would no longer enforce a Biden-era rule on independent contractors, setting the stage for a drastic overhaul that will likely result in a more employer-friendly regulation. While the DOL reviews the rule, which has...
Cal/OSHA Making Changes to Heat Illness Prevention Rules

Cal/OSHA Making Changes to Heat Illness Prevention Rules

by Ridgemark Insurance | Jun 3, 2025 | Uncategorized

Cal/OSHA has released draft language that would require employers of outside workers to take additional steps to ensure their safety when working in high heat conditions. The proposed rules were written to implement legislation — AB 2243 — signed into law in 2022 to...

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