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Addressing Farm Vehicle Risks Amid Labor Shortages

Addressing Farm Vehicle Risks Amid Labor Shortages

by Ridgemark Insurance | Mar 25, 2025 | Uncategorized

Farm operators rely on experienced workers to handle grain trucks, tanker trucks, worker transport buses and vital machinery like combines, pesticide sprayers and planters. But an ongoing labor shortage is increasing risks, as less-experienced workers are stepping...
Businesses Struggle with Risk Protection Gaps

Businesses Struggle with Risk Protection Gaps

by Ridgemark Insurance | Mar 17, 2025 | Uncategorized

Nearly half of middle-market businesses feel unprepared for key threats despite implementing various risk management strategies, according to Nationwide Insurance’s latest “Agency Forward” survey. The survey found that while 90% of businesses have formal risk...
Property Insurance Won’t Cover Mudslides, Landslides

Property Insurance Won’t Cover Mudslides, Landslides

by Ridgemark Insurance | Mar 11, 2025 | Uncategorized

Businesses and homes located in areas that have been hit by wildfires have another risk they face after the fires subside: flooding, landslides, debris and mudflows. And these events are not covered by a standard business property or homeowner’s insurance policy....
Expect to See Surcharges on Your Policy for the L.A. Fires

Expect to See Surcharges on Your Policy for the L.A. Fires

by Ridgemark Insurance | Mar 4, 2025 | Uncategorized

Even if you have a business or a home that was not affected by the recent L.A. fires, you will likely see a surcharge to help pay for them on your next property insurance policy renewal. The state-run California FAIR Plan, which is the market of last resort when...

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