Blog
Ridgemark Insurance Services
Commercial Auto Insurance Rates Spiking
Skyrocketing claims costs and higher accident rates are pressuring the commercial auto insurance market, as insurers impose increasingly larger rate hikes and more are pulling out of the market or restricting who they will cover. While rate increases have been the...
Commercial Property Insurance Gets Scarce in At-Risk Areas
Commercial property insurance rates remain stubbornly high in California for businesses with properties that are susceptible to wildfire risks. Coverage is relatively easy to find at reasonable prices in any of California's larger cities, but in small cities and...
New Mandatory Workplace Poster Released, Update Yours Now
The Equal Employment Opportunity Commission has released an updated version of the "Know Your Rights: Workplace Discrimination is Illegal" poster to account for upcoming changes to workplace anti-discrimination laws. The Pregnant Workers' Fairness Act, signed into law...
Get the Scoop on California’s Bereavement Leave Law
The California Civil Rights Department (CRD) recently released a detailed set of frequently asked questions about a new bereavement law that requires employers in the state with five or more workers to provide leave for up to five days to a worker who loses an...
New Ownership Disclosure Rules May Affect Your Business
Under new U.S. Treasury Department rules, businesses with fewer than 20 employees and less than $5 million in annual revenue will have to start reporting ownership and control information to the federal government every year. The requirement, issued under the...
EEOC Publishes Guidance on Using AI in Employment Decisions
The Equal Employment Opportunity Commission has issued new guidance on how employers can properly use software, algorithms and artificial intelligence-driven decision-making tools when screening job applicants and selecting candidates. The EEOC has grown...
Class Code Changes Coming after Rating Bureau Filing Approved
If you have staff who work remotely, you'll want to pay attention to changes that are coming to the workers' compensation class code you use for them. Starting Sept. 1, California's telecommuter class code will finally get its own pure premium rates, that is lower...
Hard Commercial Property Market Lingers
The commercial property insurance market continues hardening, with average rates up 9.3% in the first quarter of 2023, according to MarketScout. Rates for business properties have been climbing steadily for the last six years, but those increases have grown at a...
Get the Scoop on California’s Bereavement Leave Law
The California Civil Rights Department (CRD) recently released a detailed set of frequently asked questions about a new bereavement law that requires employers in the state with five or more workers to provide leave for up to five days to a worker who loses an...
Cal/OSHA Proposes Ground-Breaking Indoor Heat Illness Prevention Standard
Cal/OSHA has proposed its long-awaited indoor heat illness prevention standard as increasingly hot summers are affecting workers in indoor spaces like warehouses, production operations, restaurants and more. The proposed standard, largely based on the state agency's...