Blog
Ridgemark Insurance Services
Don’t Get Sued Over Your Firm’s Holiday Party
Holiday parties have made a comeback despite, or maybe because of, more people working remotely. Many managers want to bring their teams together under one roof as it's become apparent that connecting face-to-face is vital to a vibrant and cohesive work atmosphere....
New Ransomware Threat Delivered through Microsoft Teams
Microsoft Corp. has issued a warning that cyber criminals are exploiting its Teams video-conferencing platform to launch phishing attacks that can debilitate companies that are victims of these actions. Hackers often abuse the Microsoft Teams platform to launch cyber...
As Construction Rebounds, Double Down on Safety
Employment in the construction industry is surging as pent-up demand means that more homes are being built at a brisk pace. But this new growth in housing has come at a price for those working in the industry: a significant jump in construction workplace deaths and...
Report: Most Small Businesses Are Underinsured
It is good news that small businesses are thriving, with many of them enjoying growing sales over the last two years. The bad news is that their insurance protection has not kept pace, according to a recent report. That means an accidental loss could undo all the...
Workplace Violence Prevention Bill Signed into Law
Gov. Gavin Newsom has signed into law a measure that will require nearly every employer in California to have in place a workplace violence prevention plan. The expansive new law, which takes effect July 1, 2024, will require any company with at least one worker to...
Stressed, Burned Out Workers May Compromise Safety
Americans are working longer hours and facing more demands for productivity, leading to stress and burnout, which in turn can affect workplace safety, according to risk management experts. Understaffing plays a part in this, they found. When workers are stressed or...
Workplace Violence Prevention Bill Signed into Law
Gov. Gavin Newsom has signed into law a measure that will require nearly every employer in California to have in place a workplace violence prevention plan. The expansive new law, which takes effect July 1, 2024, will require any company with at least one worker to...
Failing to Check a Driver’s Clearinghouse Record Can Leave Your Company Exposed
Fleet operators face an increased risk of potential liability if they are not diligent about checking their drivers' moving violation records with the state Department of Motor Vehicles in addition to the Federal Motor Carrier Safety Administration's Drug and Alcohol...
Pay Attention to Exclusions in Cyber Insurance Policies
While cyber threats grow and the cyber insurance market evolves, insurers are regularly adjusting their policy terms and conditions in response to new threats and exposure. Carriers have amassed nearly a decade's worth of data and are getting more stringent about...
New Law Expands Paid Sick Leave for California Workers
Gov. Gavin Newsom has signed legislation that will increase the amount of paid sick leave days California workers are eligible for. The law, SB 616, will expand the minimum number of paid sick leave days that employers are required to provide to five days (40 hours)...