Blog
Ridgemark Insurance Services
Cal/OSHA Making Changes to Heat Illness Prevention Rules
Cal/OSHA has released draft language that would require employers of outside workers to take additional steps to ensure their safety when working in high heat conditions. The proposed rules were written to implement legislation — AB 2243 — signed into law in 2022 to...
How Tariffs Are Affecting Construction and Insurance Costs
President Trump's far-reaching tariffs are starting to bleed into building costs as many of the main materials used in construction are now subject to import taxes. And as construction costs increase due to tariffs, so does the cost of repairing or replacing materials...
10 Tips for Dealing with OSHA
When OSHA shows up, it's not the time to figure things out on the fly. Whether you're in construction, manufacturing or any other field with safety exposure, knowing the ground rules can make all the difference between a successful visit or one where you leave...
A Reminder of Your Workplace Violence Prevention Annual Obligations
As the one-year anniversary of California's workplace violence prevention law approaches, employers will need to take steps to ensure their continued compliance. The law requires all California employers with 10 or more staff to have a workplace violence prevention...
As Mobile Threat Booms Revisit Your BYOD Policies
As new malware and ransomware that specifically targets mobile devices grows exponentially, if you have not set rules for employees who use their own smart phones for company business, you should do so now. While implementing a bring your own device (BYOD) program can...
If Your Firm Is Sued for Discrimination, Act Fast to Check EEOC Complaint
Employers that are hit with a discrimination complaint must act fast to compare the allegations in the lawsuit to the earlier complaint the worker filed to the Equal Employment Opportunity Commission. If the employer can find that the allegations in the...
Cargo Theft Surges: Smarter Criminals and How to Stop Them
Cargo theft in the U.S. is climbing at an alarming pace. After spiking nearly 50% in 2024, incidents are already up another 22% in early 2025, according to a new report from supply chain visibility firm Overhaul. Criminals, both organized groups and opportunistic...
OSHA Finalizes Rule Requiring Construction PPE to “Properly Fit’ All Workers
Fed-OSHA has finalized a new regulation that requires personal protective equipment for construction workers to be properly fitting. The lack of access to properly fitting PPE for smaller-framed construction workers — especially women — has been a perennial...
FAIR Plan More Than Doubles Its Commercial Property Coverage Limits
With more and more California businesses being forced to go to the California FAIR Plan for their coverage, the market of last resort has moved to increase its commercial property coverage limits significantly. This should bring a semblance of relief to companies...
Treasury Dept Suspends Beneficial Ownership Reporting Rule
The U.S. Treasury Department has announced that it will not enforce a law requiring most businesses with fewer than 20 employees and less than $5 million in annual revenue to report ownership and control information to the federal government every year. The Corporate...