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Ridgemark Insurance Services
Insurance That Helps You Survive Another Business’s Disaster
In October and November of 2011, floods inundated large parts of central Thailand, including thousands of factories that made everything from automotive parts and hard disk drives to eyeglass lenses and air conditioners. In addition to the human and economic cost in...
Businesses Scramble to Comply with EEOC’s New Playbook
The EEOC Equal Employment Opportunity Commission has rolled out the most dramatic shift in its enforcement posture in decades, narrowing some protections and targeting others, especially around disparate impact, diversity, equity and inclusion (DEI) and gender...
Top 10 New Laws and Regulations Affecting California Employers Part 2
This is the second of two parts, highlighting the top 10 laws and regulations affecting California businesses in 2026. 6. Wage judgment penalties On Jan. 1, 2026, SB 261 expanded the potential liabilities for employers that fail to pay a final wage judgment. Under the...
Top 10 New Laws and Regulations Affecting California Employers Part 1
With 2026 now upon us, so is a slew of new laws and regulations that affect California businesses. Every year, laws passed by the state Legislature and signed into law by the governor take effect, and 2025 was a busy legislative session in Sacramento. The end result...
Construction Industry Risks Evolve, Creating Unique Challenges
As the construction industry continues to rebound from the recession, contractors face evolving risks that, left unchecked, can leave their operations exposed to new liabilities. If you already operate a construction firm, you know that there is a labor shortage that...
Keeping it Safe, and Limiting Liability During Holidays
With year-end festivities about to begin, you should include safety into your holiday plans, be that if you are simply decorating the office or throwing a holiday/year-end party for your staff. While you obviously want your staff to relax and have fun at your holiday...
Preventing Substance Abuse in the Workplace
Drug and alcohol use by employees on or off the job is a troublesome societal plague that has put many employers on the defensive. Research by the U.S. Department of Labor shows that between 10% and 20% of the nation's workers who die on the job test positive for...
How to Rebuild on Time After a Commercial Property Claim
For businesses that suffer property damage, getting repairs or rebuilding completed on time and within budget is becoming an uphill battle. A mix of inflation, supply chain challenges leading to material shortages, a tight construction labor market and the inherent...
Compliance Alert: New Law Expands Protected Paid, Unpaid Leave
California employers have new compliance challenges because of a law that further broadens the circumstances under which employees can take protected paid and unpaid leave. AB 406, which took effect Oct. 1, 2025, expands on last year's revisions to the state's paid...
New AI-in-Hiring Rules Are in Effect: What You Need to Know
Starting Oct. 1, 2025, any California employer that uses artificial intelligence and other automated tools in recruiting, hiring, promotion and related human resources decisions will have to ensure that the tools don't discriminate against protected classes. The new...