Blog
Ridgemark Insurance Services
Businesses Often Have No Recourse After Costly Software Outages
Lately there's been a series of massive cyberattacks on software that organizations use to run their businesses, causing major disruptions to companies — and sometimes hamstringing their ability to operate. The most recent example is the Crowdstrike cyber-security...
Drivers, Fleet Managers Must Report All Claims
A common problem in the transportation industry is fleet managers failing to report accidents that their drivers are involved in, or the drivers themselves failing to report them in the first place. The risk is that if you ignore this problem, it's not going away and...
EEOC, OSHA Retaliation Claims Surge
Over the past several years, employers have seen a significant uptick in retaliation and whistleblower claims filed by employees and investigated by federal agencies. Often these claims are part of another complaint, either concerning workplace discrimination or...
Cal/OSHA Proposed Workplace Violence Prevention Rules Muddy the Waters
Cal/OSHA has proposed new regulations that would incorporate California's new workplace violence prevention law — which took effect July 1 — into Title 8, the set of regulations that covers workplace safety in the Golden State. However, the proposed rules add a number...
EEOC Issues Construction Industry Harassment Prevention Guidance
The Equal Employment Opportunity Commission has issued new guidance for preventing harassment on construction industry worksites. The guidance, while not binding, can be used as a template for construction firms to implement anti-harassment policies. According...
Cal/OSHA Proposed Rules Would Impose Large Penalties for ‘Egregious,’ ‘Enterprise-Wide’ Violations
Cal/OSHA is working on new rules that would crack down and step up enforcement and penalties against California employers that commit "egregious" and "enterprise-wide" workplace safety violations. The forthcoming rules would impose substantial penalties on companies...
More Businesses Sued Over Disabled Website Access
Businesses with a web presence, particularly those that are consumer-facing, are increasingly being sued over website accessibility issues that prevent disabled individuals from using a website. While the number of such cases has been growing, 2,281 website...
Cyber Rates Ebb, Insurers Add More Exclusions
Even while cyberattacks increase, the cost of cyber insurance has been dropping thanks to businesses implementing better controls to thwart such activity and reduce their losses if they become victims of a malicious attack, according to a new report. Rates fell an...
‘Nuclear’ Jury Verdicts Are Straining U.S. Businesses
The size of jury awards has been exploding in the last few years, and they are often exceeding the limits that businesses have on their liability policies. These excessively large awards are known as "nuclear" verdicts, which are defined as those with damages of $10...
Commissioner Orders Benchmark Workers’ Comp Rate Reduction
California Insurance Commissioner Ricardo Lara has ordered that the state's average benchmark workers' compensation rate be cut by 2.1%, starting Sept. 1. The decision rejected the Workers' Compensation Insurance Rating Bureau's recommendation that the benchmark rate...