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Ridgemark Insurance Services
EEOC Issues New COVID-19 Vaccination Guidelines for Employers
The Equal Employment Opportunity Commission has affirmed that employers can mandate COVID-19 vaccines for employees, subject to some limitations. The EEOC's updated guidance offers direction regarding employer-mandated vaccinations, accommodations for employees who...
COVID-19 Relief Bill Extends Unemployment Benefits, PPP and More
The $900 billion COVID-19 relief bill, passed by Congress and signed into law on Dec. 27, includes a number of provisions that affect employers and their workers in terms of paid sick leave and Emergency Family and Medical Leave Act provisions. The legislation also...
Why Every Business Needs Non-Owned Auto Coverage
Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a business asks an employee to run an errand or visit a customer or vendor using that employee's car. The business may become legally liable for anything an employee...
Top 10 Laws and Regulations Affecting Employers in 2021, Part II
Here is the second half of the top 10 laws and regulations affecting California employers in 2021, changes that organizations need to keep on their radar and prepare for. 6. Wildfire smoke safety regulations With wildfires becoming the new normal in California,...
Top 10 Laws and Regulations Affecting Employers in 2021
Every year starts with a bevy of new laws and regulations affecting employers and businesses in California, and many of the new rules this time around are an outgrowth of the COVID-19 pandemic and its effects on workers. Employers in California in the year ahead have...
New Law Imposes New COVID-19 Reporting Requirements
California employers already have a lot to digest after Cal/OSHA issued sweeping new COVID-19 safety regulations in November. Now they face additional requirements starting Jan. 1, 2021, thanks to a new law that expands notification requirements and gives Cal/OSHA the...
Commissioner Rejects Coronavirus Workers’ Comp Surcharges
Despite the state’s rating agency asking for a 2.6% increase in workers’ compensation rates due to costs related to the coronavirus pandemic, California’s insurance commissioner has instead ordered that benchmark rates be cut 4.6%. Besides the rate increase, the...
The Story Behind Increasing Commercial Auto Insurance Rates
Commercial auto insurance rates have been on the rise since 2011, increasing often by more than 10% a year as accidents and claims costs have soared. The trucking industry has been the hardest hit by the steep increases, and there are a number of factors contributing...
What Companies are Doing for Holiday Parties During Pandemic
One of the hallmarks of the holiday season is the company Christmas party, but with the COVID-19 pandemic in hyperdrive, many companies are rethinking their plans. A number of businesses have cancelled their parties altogether, but other managers feel that in light of...
Daunting Emergency COVID-19 Workplace Safety Rules on Tap
The Cal/OSHA Standards Board is set to vote on new emergency regulations that will impose strict rules on employers to implement safeguards in order to reduce the risk of COVID-19 spreading in the workplace. The board on Nov. 19 will vote on the sweeping proposal that...









