Blog
Ridgemark Insurance Services
The Risks for Businesses As We Emerge from Pandemic
As the economy starts waking up from the ravages of the COVID-19 pandemic and more companies rehire workers or bring them back to the workplace, businesses will be faced with a number of risks that they may not have had to contend with in the past. That’s the...
In-House Inspections Crucial to a Safe Workplace
When was the last time you or the person responsible for safety walked around your facility, warehouse, office or workplace and did an inspection? Your Injury and Illness Prevention Program states that the owner, supervisor or person with authority and responsibility...
Fudging Workers’ Comp Payroll Records Can Cause Major Problems, Even Jail Time
The owners of a California flooring installation company allegedly underreported their payroll amounts to workers’ compensation insurers to the tune of $30 million, costing the insurance company almost $4 million in premiums. The men are each facing three felony...
Proposed Rules Would Relax Many Cal/OSHA COVID-19 Emergency Temporary Standards
California employers will recall that Cal/OSHA last November issued COVID-19 emergency temporary standards that were controversial. Now the agency is looking to implement revisions to the standards to make them less burdensome and more reflective of the current state...
New Changes to X-Mods, Classification Rules for Multiple Location Employers
California Insurance Commissioner Ricardo Lara has approved a regulatory filing that will change the premium threshold for employers to qualify for an experience modifier (X-Mod). The approval was part of a larger regulatory filing the Workers’ Compensation Rating...
Five Tips for Employing Teen Workers
As summer nears many companies are ramping up hiring of teen workers, and many companies are taking them on as they deal with the labor shortage as the country emerges from the pandemic. Others employ them year round. Taking on a teen worker comes with added...
Recommendation: Workers’ Comp Rates Should Be Raised 2.7%
In an unusual move, the Workers’ Compensation Insurance Rating Bureau of California has filed with the Department of Insurance a recommendation that benchmark workers’ comp rates in the state be increased by an average of 2.7%, effective Sept. 1 of this year....
Second CalSavers Registration Deadline Fast Approaching
The deadline is fast approaching for employers with 50 or more staff in California, and who do not already offer their employees a retirement plan, to register for the CalSavers Retirement Savings Program. As of April 7, more than 10,000 employers had already...
Vehicle Crashes On and Off the Job Cost Employers Dearly
The costs for businesses when their employees are involved in car accidents on and off the job are staggering, at $72.2 billion a year, according to a new study. The “Cost of Vehicle Crashes to Employers ― 2019” study, released in March 2021 by the Network for...
New Law Requires Paid Sick Leave for COVID-19-Related Issues
Governor Newsom signed legislation in March that requires California employers with more than 25 workers to provide them with up to 80 hours of COVID-19-related paid sick leave. The new law even requires employers to pay workers that took COVID-19-related sick...