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Ridgemark Insurance Services
Second CalSavers Registration Deadline Fast Approaching
The deadline is fast approaching for employers with 50 or more staff in California, and who do not already offer their employees a retirement plan, to register for the CalSavers Retirement Savings Program. As of April 7, more than 10,000 employers had already...
Vehicle Crashes On and Off the Job Cost Employers Dearly
The costs for businesses when their employees are involved in car accidents on and off the job are staggering, at $72.2 billion a year, according to a new study. The “Cost of Vehicle Crashes to Employers ― 2019” study, released in March 2021 by the Network for...
New Law Requires Paid Sick Leave for COVID-19-Related Issues
Governor Newsom signed legislation in March that requires California employers with more than 25 workers to provide them with up to 80 hours of COVID-19-related paid sick leave. The new law even requires employers to pay workers that took COVID-19-related sick...
All of the Goodies for Businesses in the $1.9 Trillion Stimulus Act
The $1.9 trillion American Rescue Plan Act (ARPA) that President Biden signed into law on March 11 contains a number of provisions intended to help small businesses and other organizations hurt by the pandemic. Foremost, it includes additional Paycheck Protection...
As Attacks and Costs Mount, Cyber Insurance Rates Climb Further
Cyber insurance rates are going to increase dramatically in 2021, driven by more frequent and more severe insured losses, according to a recent industry study. The report by global insurance firm Aon plc predicted that rates would jump by 20% to 50% this year due to...
OSHA: Vaccinated Workers Should Still Wear Masks, Socially Distance
OSHA recently updated its COVID-19 safety guidance to recommend that employees who have been vaccinated should continue wearing face masks, practice social distancing and comply with any other COVID-19 safety protocols while on the job. That means that the same...
New Bill Would Bar Employers from ‘Discriminating’ Against Workers for Positive Marijuana Test
New legislation would, if passed, bar employers in California from testing for cannabis use to deny or terminate employment. The measure, AB 1256, would bar employers from using hair or urine tests to check if their employees use marijuana, because such checks do not...
Business Compromise Scams Continue Climbing
While companies scramble to protect themselves against cyber criminals and malicious attacks on their servers, there is a growing amount of business compromise crime that uses both technology and a human touch to extract funds from businesses. Businesses have lost...
Supply Chain Disruption Lessons from Pandemic
Besides the health and economic devastation that the COVID-19 pandemic has left in its wake, it has also caused supply chain disruptions that have affected a number of industries. The fallout for companies of all types illustrates the fragility of most businesses’...
Cal/OSHA COVID-19 Inspections Pick Up Steam
After issuing emergency regulations in November, Cal/OSHA began to step up its enforcement of COVID-19 protections in California workplaces. The types of business being cited cut across many sectors. Although most are focused on health care settings, the inspections...