Blog
Ridgemark Insurance Services
Wildfires Make for Difficult Commercial Property Insurance Market
As wildfires continue ravaging the West, more businesses in wildfire-prone areas are facing a difficult commercial property insurance market as insurers reduce their exposure and some have left the market altogether. Many businesses in areas that have already been...
Keeping Your Indoor Workers Cool During Intense Heat
Despite a law requiring that Cal/OSHA create indoor heat illness regulations by 2019, no regulations are yet on the books, making for a difficult situation as many parts of California are experiencing some of the highest temperatures on record. The workplace...
Retaliating Against Employees for Raising COVID-19 Concerns Can Cost You
The Department of Labor has sued a Texas dental practice on behalf of a dental hygienist and a dental assistant who were not reinstated after raising concerns about what COVID-19 safety measures would be in place when the practice reopened in spring 2020. As more...
Workers’ Compensation Benchmark Rate Reduction Ordered
California’s insurance commissioner has approved a 3.4% reduction in the average workers’ compensation benchmark rate as of Sept. 1, 2021. Ricardo Lara decided to order a rate decrease despite the fact that the Workers’ Compensation Insurance Rating Bureau, the...
High Heat Increases Risk of Injuries for Inside and Outdoor Workers
As many parts of the country are wrestling with ever-increasing temperatures during the summer months, a new study has found that the hotter the weather gets, the higher the risk of workplace accidents and injuries for both indoor and outside workers. The study by the...
Workers’ Comp COVID-19 Payroll Reporting Rules Sunsetting
The Workers’ Compensation Insurance Rating Bureau has announced that two temporary payroll reporting rules to reflect changes brought on by the COVID-19 pandemic stay-at-home orders will sunset. The move comes after Gov. Gavin Newsom’s June 9 executive order which...
Disaster Recovery Checklist for Businesses
If a natural disaster were to strike, would your company be ready? Has your management team hardened the business to continue operating in case of a disaster? With natural catastrophes growing in number and severity, businesses more than ever need to have in place...
As Risks Rise Business Continuity Plans Are Vital
The last five years have seen the rise of new and unforeseen risks, like the COVID-19 pandemic, the rapid increase of natural catastrophes and supply chain upheavals of unprecedented proportions. In today’s business climate, the key to success and survival will be...
New Cal/OSHA Rules: No Masks, Distancing for Vaccinated Workers
Last week, the Cal/OSHA Standards Board finally approved changes to the COVID-19 Emergency Temporary Standard that greatly loosen workplace restrictions that were implemented last year to protect California workers. The biggest news in the changes is that workers who...
Cal/OSHA to Vote on Relaxed COVID-19 Standards with No Masks for Vaccinated Workers
After it canceled changes that were planned for its COVID-19 emergency standard last week, the Cal/OSHA Standards Board has introduced new, more relaxed revisions that it will vote on at its June 17 meeting. The Standards Board decided to...