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Ridgemark Insurance Services
Non-Owned Auto Coverage Essential for Any Business
Even businesses that own fleets of autos sometimes use vehicles that do not belong to them. Often, a company asks an employee to run an errand or visit a customer or vendor using that employee's car. The business may be legally liable for anything an employee acting...
Top 10 New Laws and Regulations Affecting California Businesses
Every new year brings with it a raft of new laws and regulations that affect businesses, and 2022 is no different. Last week we looked at the first five of the top 10 new laws and regulations that will have an impact on businesses, and this week we bring you the...
Happy Holidays!
Stay on Top of These New Laws, Rules in 2022
Every year starts with a flurry of new laws and regulations that California employers have to contend with. And 2022 is no different as the California legislature had a busy year and the stresses of the COVID-19 pandemic resulted in more activity. The end result is...
Delays, Higher Insurance Costs Burden Owners, Contractors
Increasing construction project delays are combining with a hardening market for builder's risk and liability insurance to create headaches for project owners and contractors. If your project suffers from delays, you may find it difficult or costly to extend the...
Holding a Safe End-of-Year Holiday Party
Last year, most companies cancelled their holiday parties as COVID-19 case rates started surging after the Thanksgiving holidays and as people started spending more time indoors. Cases have once again been rising in the run-up to December, so many businesses are...
Employees Responsible for 85% of Trade Secret Theft
Trade secret theft by employees is a serious and growing problem in the U.S. According to an analysis of federal court cases, 85% of such theft is committed by employees or business partners. Lately, companies have been focusing on high value, high-tech cyber attacks...
Paid Ransomware Demands Fall Sharply as Businesses Wise Up
Businesses are getting better at beating ransomware extortionists and more victims are refusing to pay to unlock their systems, according to a new report. The ratio of ransoms that the cyber criminals demand to ransoms actually paid fell to just 12% in the third...
Big Changes to Construction Dual Classes in the Works
There could be significant changes coming for a number of construction dual-classification codes that could see the threshold for the higher-wage workers jump by as much as $5 per hour. Currently, 16 of the Workers’ Compensation Insurance Rating Bureau’s construction...
Train Your Driving Staff for Rainy, Slippery Conditions
When it’s the rainy time of year, companies with staff that need to drive, delivery drivers or those making sales calls, and all in-beteen need to double down on road safety. A good idea is to hold a training session on “Driving in the...