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Ridgemark Insurance Services
State Supreme Court to Weigh In on ‘Take-Home’ COVID Case
The California State Supreme Court will take up a case to decide whether an employer can be sued for liability when a worker contracts COVID-19 at work and then passes it on to a family member. The 9th U.S. District Court of Appeal asked that state's high court...
Employers Upset About Three Bills
There are three measures progressing in the state Capitol that businesses should keep an eye on as they could have profound effects for them. The measures passed their houses of origin by the legislative deadline of May 27 and will now be heard in the other house. The...
Supreme Court Deals Blow to California Private Attorneys General Act
The United States Supreme Court has put a significant dent in California's Private Attorneys General Act, which in recent years has resulted in a surge in legal actions against California employers by their workers. The law has been a huge thorn in the side of...
New Employees Account for Large Share of Workplace Injuries
A significant share of overall workplace injuries occur during new employees' first year on the job, according to a recent study. The report by Travelers Cos., Inc. found that over a five-year period, injuries to new employees accounted for 35% of all workplace...
Minimum Wage Increases Coming in 12 Counties and Cities
As we approach mid-year there are about a dozen cities and counties in the Golden State that will be increasing their minimum wage for employers that operate within their jurisdictions. The state minimum wage is currently $15 an hour for employers with 26 or more...
Cost of Commercial Property Insurance Surges Thanks to Inflation, Climate Change
As climate change continues to create more turbulent weather and natural catastrophes, commercial property insurance rates are still climbing — and the recent surge in inflation is adding fuel to the cost of coverage. While overall commercial property rates increased...
Reporting Workers’ Comp Claims Late Can Push up Costs Nearly 50%
One of the keys to keeping the costs of a workers' compensation claim from spiraling out of control is prompt claims reporting. Claims are routinely filed late, either by the injured worker who fails to report it to the employer, or the employer dawdling or...
Companies Bleed Data as Employees Move It Offsite
The more employees are working from home, the greater the risk that their employers' sensitive date is also being stored on their poorly secured devices and laptops. A new study by Symantec Corp. found many employees are sharing, moving and exposing sensitive company...
Avoiding Engulfment Hazards in Agricultural Industry
Engulfment risks are some of the most overlooked hazards in agricultural operations. The most common types of engulfment hazards are in grain silos, where a worker can quickly become trapped and buried by a sudden flow of grain. But there are also a number of...
Spiking Materials Costs Imperil Apartment, Commercial Projects
Construction firms are reeling from snowballing costs of building materials due to spiking demand and supply chain snarls that are resulting in massive budget cost overruns. This is especially affecting construction businesses that are managing apartment or commercial...