Blog
Ridgemark Insurance Services
Business Interruption the Fastest-Growing Cyberattack Cost
A new study has found that the fastest-growing cost associated with cyber incidents is business interruption, reinforcing the need for businesses to have in place robust response and data restoration measures, particularly after a ransomware attack. Between 2019 and...
Leave Protections Expanded for Employee Victims of Violence
Gov. Gavin Newsom has signed into law a bill that provides a right to paid time off and other protections for employees who are victims of violence, including threats, assaults, stalking and domestic abuse. AB 2499 makes significant changes to California's "jury,...
Construction Fall-Protection Trigger to be Reduced to 6 Feet
The Cal/OSHA Standards Board has relented to threats from Federal OSHA and voted to align its residential construction and roofing fall-protection trigger with its federal counterpart at 6 feet. California has been the only state that runs its own OSHA and not comply...
Businesses Suffer as Employee Theft Grows
Organizations around the world lose an estimated 5% of their annual revenues to occupational fraud, according to a survey by the Association of Certified Fraud Examiners (ACFE). The association estimates that U.S. businesses lose some $50 billion a year to employee...
How to Streamline Your Insurance Policy Audit
Are you due for a workers' compensation premium audit? Audits are how insurance rates are determined, and it's possible that an audit will uncover information that can actually save you money — or not if you've hired additional staff and haven't notified your insurer....
Businesses Often Have No Recourse After Costly Software Outages
Lately there's been a series of massive cyberattacks on software that organizations use to run their businesses, causing major disruptions to companies — and sometimes hamstringing their ability to operate. The most recent example is the Crowdstrike cyber-security...
Drivers, Fleet Managers Must Report All Claims
A common problem in the transportation industry is fleet managers failing to report accidents that their drivers are involved in, or the drivers themselves failing to report them in the first place. The risk is that if you ignore this problem, it's not going away and...
EEOC, OSHA Retaliation Claims Surge
Over the past several years, employers have seen a significant uptick in retaliation and whistleblower claims filed by employees and investigated by federal agencies. Often these claims are part of another complaint, either concerning workplace discrimination or...
Cal/OSHA Proposed Workplace Violence Prevention Rules Muddy the Waters
Cal/OSHA has proposed new regulations that would incorporate California's new workplace violence prevention law — which took effect July 1 — into Title 8, the set of regulations that covers workplace safety in the Golden State. However, the proposed rules add a number...
EEOC Issues Construction Industry Harassment Prevention Guidance
The Equal Employment Opportunity Commission has issued new guidance for preventing harassment on construction industry worksites. The guidance, while not binding, can be used as a template for construction firms to implement anti-harassment policies. According...