Blog
Ridgemark Insurance Services
FAIR Plan More Than Doubles Its Commercial Property Coverage Limits
With more and more California businesses being forced to go to the California FAIR Plan for their coverage, the market of last resort has moved to increase its commercial property coverage limits significantly. This should bring a semblance of relief to companies...
Employment Liability Threat Grows; What to Watch Out for
One of the biggest lawsuit threats U.S. businesses face is from their own employees. Any company with staff — be that one or 500 — can be sued, and even if the case never goes to court, it can create a significant burden for your business. While most cases are settled...
You May Need to Rewrite Your Severance Agreements after NLRB Ruling
The National Labor Relations Board has taken a big step in deciding that non-disparagement and confidentiality clauses in employee severance agreements are illegal, a move that will require most employers to rewrite theirs. The board ruled that these provisions stifle...
More Big Rigs Phased Out as More Regulations Loom
Starting Jan. 1 of this year, heavy duty diesel trucks and buses built prior to 2010 and weighing more than 14,000 pounds are banned from operating in California. The new rule is part of phased-in California Air Resources Board regulations that aim to reduce emissions...
Law Barring Mandatory Arbitration Agreements for Employees Shot Down
A U.S. court of appeals has struck down a landmark California law that prohibits employers from requiring their workers to sign agreements to arbitrate any disputes arising from their employment. The ruling clears the way for employers to continue using arbitration...
Digital License Plates Create Privacy Headache for Employers
A new state law that allows for digital license plates to be installed on vehicles in California, may have created a privacy nightmare for employers. The Motor Vehicle Digital Number Plates Act, which took effect Jan. 1, enables fleet and commercial vehicle owners to...
Inventory of All Connected Assets Can Thwart Cyber Attacks
As businesses use more and more devices in their operations, their vulnerability to cyber attacks increases exponentially. Some employees may have a work smartphone, a laptop for the road and a desktop unit for when they work in the office. And there may be other...
New Cal/OSHA First Aid Kit Standard Coming Soon
Cal/OSHA is in the process of updating its regulations on first aid kit requirements, an effort that's stirred up controversy over some of the proposed elements of the standard. According to a report by the trade publication Cal-OSHA Reporter, one of the most...
New Protections for Pregnant, Nursing Workers
In the waning days of 2022, Congress passed a bipartisan $1.7-trillion spending bill that includes legislation that expands rights for pregnant and nursing employees. The budget bill, which President Biden has signed into law, included the Pregnant Workers Fair Act...
It’s Time to Post Your OSHA Form 300A
Employers with 10 or more employees must post their completed OSHA Form 300A by Feb. 1 and keep it posted in their workplace until April 30. The form must be posted where the company usually posts other employee notices, like minimum wage and workplace safety notices....










