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Ridgemark Insurance Services
New Cal/OSHA First Aid Kit Standard Coming Soon
Cal/OSHA is in the process of updating its regulations on first aid kit requirements, an effort that's stirred up controversy over some of the proposed elements of the standard. According to a report by the trade publication Cal-OSHA Reporter, one of the most...
New Protections for Pregnant, Nursing Workers
In the waning days of 2022, Congress passed a bipartisan $1.7-trillion spending bill that includes legislation that expands rights for pregnant and nursing employees. The budget bill, which President Biden has signed into law, included the Pregnant Workers Fair Act...
It’s Time to Post Your OSHA Form 300A
Employers with 10 or more employees must post their completed OSHA Form 300A by Feb. 1 and keep it posted in their workplace until April 30. The form must be posted where the company usually posts other employee notices, like minimum wage and workplace safety notices....
Don’t Forget Sexual Harassment Prevention Training
While overall sexual harassment complaints have ebbed since the start of the COVID-19 pandemic and have fallen below their post-#MeToo movement highs, jury awards continue rising. Employers who receive a complaint about workplace sexual harassment need to take...
Growing Risks of Benefits, Payroll Platforms
There is a growing threat to companies that use online services to administer their employee benefits and payroll as cyber criminals increasingly exploit these cloud service platforms. The results of a hacker gaining access to the company's payroll systems, sloshing...
Labor Crunch Increases Construction Risks, Liabilities
The ongoing labor shortage affecting the construction industry is leading to increasing exposure for contractors due to a number of risks. Working short-staffed or with employees new to construction can lead to increased workplace injuries, which in turn can result in...
2022: The Wild Year of Natural Catastrophes
The year 2022 was one of the most tumultuous climate disaster years in history, a year when we saw the massively destructive Hurricane Ian, an unprecedent number of tornadoes, growing wildfires in the West and a "bomb cyclone" in late December. And the increasing...
Firms That Pay Ransom to Cyber Criminals Are Often Hit Again
A new study has found that one-third of companies that are hit with ransomware and pay the hackers to unlock their systems, are often likely to be targeted a second time. And after they pay, they are often faced with significant fallout, including system rebuilding...
New Laws for 2023 part II
This is the second half of a two-part article on the new laws and regulations affecting businesses in California. 6) Contractor workers’ comp A new law will require almost all contractors in California to carry workers’ compensation coverage, regardless of if they...
New Laws for 2023 part I
As 2023 draws near, so does a slew of new laws and regulations that will affect California businesses. Every year, a raft of bills are passed by the state Legislature and signed into law by the governor. The end result is another round of new laws that employers need...









