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Ridgemark Insurance Services
Protect Your Officers with ‘Drive Other Car’ Coverage
Linda is a junior partner in a law firm and drives a car that the firm owns and insures. The firm's auto insurance covers her as a partner and she doesn't own another car, so she sees no need to have her own policy. Most of the time, this is not a problem....
Spike in Pregnant Workers Fairness Act Lawsuits Alarms Employers
Since the Pregnant Workers Fairness Act took effect in June 2023, there's been a huge spike in lawsuits against employers alleging failure to reasonably accommodate workers covered by the landmark legislation. In the first 11 months following enactment of the law, the...
The Holidays Have Their Own Workplace Perils
On-the-job accidents may increase during the holidays as distractions in the workplace increase and decorations can pose safety issues. Normal routines and schedules are disrupted, and your staff — like everyone else — are also rushing around to crowded and...
How to Keep from Hiring a Serial Workers’ Comp Filer
As employers have found in the last few years, hiring has become more difficult as the labor market has tightened amid a strong economy. With slim pickings, many firms are having to settle for workers they may not normally hire – but that can lead to issues. Some...
Legal Traps to Avoid When Dealing with FMLA Requests
When employee files a federal Family and Medical Leave Act request to either deal with a health issue or care for a loved one, their employer is often put in a tight spot, particularly if the person serves a vital role in their organization. There are also a number of...
Business Interruption the Fastest-Growing Cyberattack Cost
A new study has found that the fastest-growing cost associated with cyber incidents is business interruption, reinforcing the need for businesses to have in place robust response and data restoration measures, particularly after a ransomware attack. Between 2019 and...
Leave Protections Expanded for Employee Victims of Violence
Gov. Gavin Newsom has signed into law a bill that provides a right to paid time off and other protections for employees who are victims of violence, including threats, assaults, stalking and domestic abuse. AB 2499 makes significant changes to California's "jury,...
Construction Fall-Protection Trigger to be Reduced to 6 Feet
The Cal/OSHA Standards Board has relented to threats from Federal OSHA and voted to align its residential construction and roofing fall-protection trigger with its federal counterpart at 6 feet. California has been the only state that runs its own OSHA and not comply...
Businesses Suffer as Employee Theft Grows
Organizations around the world lose an estimated 5% of their annual revenues to occupational fraud, according to a survey by the Association of Certified Fraud Examiners (ACFE). The association estimates that U.S. businesses lose some $50 billion a year to employee...
How to Streamline Your Insurance Policy Audit
Are you due for a workers' compensation premium audit? Audits are how insurance rates are determined, and it's possible that an audit will uncover information that can actually save you money — or not if you've hired additional staff and haven't notified your insurer....